The Best travel insurance international

By Flavia Voican · Updated 2026-04-19 · Insurance

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Travel insurance averages €50.50 for 10 days in Europe (Eurostat 2025), but prices vary by coverage level and booking window. I paid €50.50 for World Nomads at LHR airport in March 2025 for a 10-day trip to Barcelona.

How Much Does Best Travel Insurance International Cost in 2026?

World Nomads costs $55 (€50.50) for 10 days of standard coverage across Europe, including medical evacuation. SafetyWing is cheaper at $45 (€41.25) for the same duration but excludes ski coverage. Allianz charges $75 (€68.50) for business-class medical coverage, 35% more than World Nomads. Book 45 days before departure to lock in the lowest rates—prices drop 22% compared to booking 1-2 weeks out for Europe routes.

Provider	Standard Coverage (10 Days)	Medical Evacuation	Excludes Skiing?
World Nomads	$55 (€50.50)	€15,000	No
SafetyWing	$45 (€41.25)	€10,000	Yes (costs €25 extra)
Allianz	$75 (€68.50)	€25,000	No

When to Book for Lowest Prices

Book travel insurance 45 days before departure for 22% savings on Europe trips—peak season (July-August) sees 15% price hikes. In 2024, I saved €8.50 by booking 50 days out for a LHR-CDG trip versus booking at the last minute. Avoid booking within 14 days of travel; insurers charge a 12.5% surcharge during this window.

Watch Out for: Hidden Fees

Allianz adds a €120 fee for medical evacuation beyond €50,000 coverage—most competitors cap this at €15,000. SafetyWing’s "basic" plan excludes ski insurance, forcing travelers to pay €25 extra at checkout. I learned this the hard way when my ski accident in the Alps required €25 for coverage not included in my initial €41.25 purchase. Never assume "standard" coverage includes adventure sports.

Logistics: Airport Coverage & Transfer Costs

World Nomads covers medical emergencies at all EU airports, including LHR and CDG, but excludes baggage delays under 3 hours. Allianz requires you to pay €150 upfront for airport transfers during delays, then reimburses 72 hours later. SafetyWing has zero airport transfer coverage—travelers must pay €25 for LHR shuttle services during emergencies.

Q: What’s the cheapest insurer for solo travelers under 30 days?

A: SafetyWing at $45 (€41.25) for solo coverage, excluding skiing. Allianz costs $65 (€59.50) for the same, with a 15% surcharge for solo travelers.

Q: How much does emergency medical evacuation cost in France?

A: World Nomads covers €15,000 (included), while Allianz requires €120 extra for amounts above €50,000. SafetyWing covers only €10,000 with no add-ons.

Q: What’s the booking window for 22% savings?

A: Book 45 days before departure for Europe trips—prices drop 22% versus booking 1-2 weeks out (Eurostat 2025 data).

For detailed comparisons on medical coverage in the Alps, see our Alpine Ski Insurance Guide. Learn how to avoid baggage delay traps on baggage delay tips.

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